Nova Credit, a leading credit infrastructure and analytics company, today announced the third annual Cash Flow Intelligence Summit, formerly the Cash Flow Underwriting Summit, to be held in New York City on September 10, 2026. The rebrand reflects how the industry’s relationship with cash flow data has matured from a tool used primarily at the point of origination to a broader intelligence layer that lenders are using to improve how they operate.
Since the inaugural Summit in 2024, the use of cash flow data in consumer lending has crossed from a leading-edge idea to an industry standard, with major financial institutions now actively deploying cash flow data solutions. With that foundational shift well underway, the conversation is broadening to how cash flow data is being used to run a more intelligent operation: from cross-sell, fraud detection, credit line management, retention, early intervention, and more.
“Two years ago, the Summit was focused on a single question: how can cash flow data improve the credit decision. Since then, amidst the rapid advancement of AI and an uncertain macro environment, cash flow data is proving to be the competitive advantage that drives both better lending performance and expanded access to credit,” said Misha Esipov, Co-founder and CEO, Nova Credit. “Lenders are actively investing in using this data at origination and re-imagining their customer relationships around it, from line management, to pre-qualified offers, to fraud detection and more. The Cash Flow Intelligence Summit reflects where that work is taking the industry and will convene the innovators driving us forward to share their stories.”
From Underwriting to Intelligence
Cash flow intelligence represents the transformation of bank data into continuous, actionable insight, moving beyond a snapshot of transactions at the point of origination to a persistent, real-time understanding of a consumer’s financial health. With cash flow intelligence, lenders can understand and architect personalized customer experiences across the customer lifecycle.
The Summit’s new framing reflects three broader trends that executive attendees will explore: lessons learned from leading through the widespread adoption of cash flow underwriting as a foundation, the expansion of use cases into other stages of the customer relationship, and leading through the growing role of artificial intelligence in how financial data is analyzed and acted upon.
Now in its third year, the Cash Flow Intelligence Summit is the premier annual gathering for senior credit risk and consumer lending executives. This year’s Summit will feature keynote addresses from industry visionaries, case studies from institutions deploying cash flow data across the lending lifecycle, and strategic networking opportunities with peers from leading banks, card issuers, and financial services firms.
Registration for this event is limited. For more information, including the full agenda and to apply to attend, please visit: https://www.cashflowintelligencesummit.com/
About Nova Credit
Nova Credit is the industry’s leading cash flow intelligence platform, enabling businesses to unlock the power of cash flow data in how they operate. The company leverages its industry-leading data infrastructure, intelligence layer, & FCRA-compliance to boost underwriting approvals, fight fraud, drive responsible growth, and more. Nova Credit supports over 7,000 businesses including organizations such as HSBC, SoFi, Appfolio, and Yardi, with a growing suite of products. Learn more at www.novacredit.com.
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